When to Get an Attorney for a Car Accident
When to Get an Attorney for a Car Accident

When to Get an Attorney for a Car Accident

There are some instances where people don’t need to get an attorney for a car accident. If the wreck is a minor fender-bender and no one’s hurt, those involved can exchange insurance information and make claims. However, there are many times when a person will need legal representation to obtain compensation.

The following are reasons why you’ll be much better off getting legal help from an experienced DuBois car accident lawyer.

You Suffered an Injury Due to the Other Driver’s Negligence

In a recent year, about 5.4 million people in the U.S. suffered injuries in car wrecks that were serious enough to require medical attention. If you suffer a serious injury, you’ll definitely need to hire a car accident attorney.

Knowledge of the Legal System

The biggest reason to seek a consultation is that a skilled car accident lawyer understands the legal system. They’re familiar with all laws and procedures and know how to protect your rights. This experience is invaluable, especially when dealing with insurance companies and negotiating settlements.

Proving the Extent of Your Injuries

Another reason to consult a car accident attorney is they can gather evidence to support your case. This evidence may include medical records, expert testimony, and documentation of your injuries and their impact on your life. By presenting a compelling case backed by solid evidence, your attorney can strengthen your position and increase the likelihood of a favorable outcome.

Calculating Your Medical Costs

Additionally, severe injuries often result in significant medical expenses, lost income, and long-term rehabilitation needs. Your lawyer can accurately assess the full extent of your damages and fight for fair compensation to cover these costs. They understand how to calculate damages for pain and suffering, emotional distress, and other non-economic losses, ensuring you get the money you need.

The Other Driver Disputes Fault

Car Insurance Policy

Even when it’s evident that the other driver is at fault for the accident, they may dispute liability to avoid facing consequences. This is where having an attorney becomes a must. Your car accident lawyer will negotiate with the other party’s insurance company and, if needed, take them to court to hold the negligent driver accountable.

When the other driver disputes fault in a car accident, it can complicate matters and potentially delay your ability to receive compensation for your injuries and damages. In such situations, having an attorney by your side is essential to protect your rights and ensure the court doesn’t unfairly hold you responsible for the accident.

Investigating the Accident

One of the primary reasons to get an attorney for a car accident is their ability to gather evidence to support your case. Experienced lawyers have the resources to conduct thorough investigations, including obtaining witness statements, analyzing accident reports, and gathering available surveillance footage. They can effectively counter the other driver’s claims and establish liability by presenting compelling evidence.

You Received a Lowball Settlement Offer from the At-Fault Driver’s Insurance Company

If the insurance company representing the at-fault driver offers you an unreasonably low settlement, it’s a red flag. Insurance companies often use this to minimize their payouts. However, a skilled car accident attorney can accurately evaluate the worth of your claim and negotiate with the insurance company for a fair settlement. They’ll fight to ensure that you receive the full compensation you deserve for your injuries and losses.

Seasoned lawyers have experience in evaluating the extent of a car accident victim’s injuries, calculating their current and future medical expenses, and determining the impact of the accident on their life. They’re also skilled negotiators who can handle communications with the other party’s insurance company on your behalf.

Insurance adjusters may attempt to shift blame or downplay your injuries to minimize their payout. However, with a car accident attorney advocating for you, you’re more likely to achieve a fair settlement.

In cases where negotiations fail to resolve the dispute, having legal representation is crucial if your case goes to trial. Attorneys are experienced advocates who can effectively present your case in court. They understand courtroom procedures and know how to navigate the legal system to protect your rights and give you the best possible chance of success.

Your Insurance Company Denied Your Claim

According to the National Association of Insurance Commissioners, US motorists paid an average of $1,189 in car insurance premiums in recent years. When you’re paying that much for coverage, you would like to think your insurer will come through for you when you need them the most.

Unfortunately, that doesn’t always happen.

Facing a denied insurance claim can be incredibly frustrating and overwhelming, especially when you’re dealing with the aftermath of a car accident. In such situations, having an attorney by your side is crucial to challenge the denial and fight for the coverage you’re entitled to.

An Understanding of Insurance Law

Car Accident Compensation

One of the main reasons to hire an attorney when your insurance claim is denied is their knowledge of insurance law. Skilled personal injury attorneys understand the intricate details of insurance policies and the legal requirements for coverage. They can review your policy, assess the reasons for the denial, and identify any potential errors or discrepancies that may have led to it.

Attorneys also have experience dealing with insurance companies and know how to communicate with them effectively. They can advocate for you, providing the necessary documentation and evidence to support your claim and challenge the insurance company’s decision. Whether through negotiation or legal action, an attorney will fight tirelessly to protect your rights and ensure you receive the coverage you’ve paid for.

Fighting a Denial

Furthermore, insurance companies may deny claims for various reasons, including technicalities, policy exclusions, or bad faith practices. An attorney can assess the validity of the denial and determine the best course of action to pursue. Whether it involves appealing the denial, negotiating a settlement, or filing a lawsuit, having legal representation significantly increases your chances of obtaining the coverage and compensation you need to move forward.

Get Legal Help from a Car Accident Lawyer as Soon as You Can

Knowing when to get an attorney for a car accident is critical to protecting your rights and achieving justice. A skilled lawyer is standing by to tell you more about how they can help.

If you or a loved one suffered injuries in a car accident in State College, the personal injury attorneys at Marcus & Mack can help you navigate the legal process and seek the compensation you deserve. Contact us today at (814) 238-3480 or through our online form for a free, no-obligation consultation.

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Marcus & Mack
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Altoona PA   16601
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State College PA  16801
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Johnstown PA  15904
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