We have auto insurance for a reason, but most of us aren’t aware of how to handle insurance companies when we need to make a claim. Working with insurance companies isn’t always easy. Every company has its own way of doing things. Most companies are judged on the price of coverage, but what really matters is how that company will treat you when it matters most.
The Likelihood of an Accident: When it Happens, Will You Be Ready?
Hopefully, you can get through life without any major crashes or injuries, but if you continue to drive, you’ll likely get into a car accident eventually. Statistics show that the average driver experiences some type of accident once every 17.9 years. Being a great driver can’t always protect you from the bad drivers out there on the road.
Even if you’re dealing with a great company, it’s wise to consult a personal injury attorney before you get started with your claim. A simple mistake could result in losing your case, so it’s better to handle things the correct way from the beginning.
At the very least, you should avoid doing the following without instruction from your lawyer:
- Giving a recorded statement
- Handing over medical records
- Discussing preexisting injuries
- Providing any personal or unnecessary information
Insurance claims adjusters will often engage people in casual conversation to get them to let their guards down and accidentally let relevant information slip. Always stay on edge and don’t get too comfortable when dealing with an adjuster. They may act as a friendly member of your local community, but you don’t have to answer any questions that make you uncomfortable. Be wary of claims adjusters who request your social security number or other secure information. Also, avoid speaking of any loved ones or acquaintances that were not directly involved in the accident. The adjuster may attempt to use this information against you.
Negotiating Your Claim: The Importance of a Personal Injury Attorney
Insurance adjusters use many tricks to get out of paying on claims, but when they see that an individual has an excellent personal injury attorney, they’ll be less likely to attempt anything shady.
If you’re preparing to file an insurance claim and need an excellent attorney in your corner, please contact Marcus & Mack today. We’re an experienced team of lawyers with a focus on obtaining maximum recovery for our clients. We handle the details so you can heal from your accident. Please give us a call to set up your free consultation.
Call our firm today at (814) 277-5664 to learn more.