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How Are Wrongful Death Settlements Paid
A flower arrangement on a coffin at a funeral

How Are Wrongful Death Settlements Paid

Losing a loved one in an accident is a devastating experience and can lead to losses like medical expenses, last expenses, and emotional anguish. You can file a wrongful death claim if the negligence of someone else contributed to the death of a loved one.

Wrongful death claims are unlike personal injury claims, where the injured victim directly files the claim. A relative or person’s estate of the deceased files the claim because the deceased party cannot represent themselves in court.

The family of the deceased can file a wrongful death claim to obtain compensation for losses associated with the death. You should work with a legal professional to understand your legal options and how to protect your rights.

An experienced wrongful death attorney can save your family from the losses associated with the death of your loved one by filing a claim in court.

Schedule a Free Initial Consultation Today!

What Is a Wrongful Death Settlement?

Losing a loved one due to someone else’s negligence or misconduct can lead to losses. Not only are you left to cope with the emotional pain and trauma, but you may also face financial burdens as a result of the death.

Pursuing a wrongful death settlement can help provide some much-needed relief during this difficult time. A wrongful death settlement is a legal agreement reached between the responsible party and the surviving family members of the deceased.

The settlement is a financial package that caters to the losses associated with losing a loved one. While no amount of money can ever truly compensate for the loss of a loved one, a wrongful death settlement can help ease the financial burdens that arise in the aftermath of such a tragedy.

What Is the Average Payout in a Wrongful Death Suit

Pile of books and Wrongful death lawsuit.

There is no average value for a wrongful death settlement. The outcome depends on the unique facts of the case.

Some of the factors that determine the value of a wrongful death suit include:

Deceased Age and Earning Potential

The age and earning potential of the deceased impact the value of a wrongful death suit. Generally, the younger the victim and the higher their earning potential, the higher the potential payout.

Courts consider the future economic losses the family will suffer due to the untimely death. For instance, the loss of income and financial support for a young professional with a promising career can result in a substantial settlement.

Insurance Policy Limit

The at-fault party’s insurance policy limit will also determine the settlement value of a wrongful death claim. The defendant’s insurance policy serves as the primary source of compensation for the victim’s family.

If the policy limit is low, it may restrict the potential settlement amount. However, if the policy limit is high, it can provide a larger pool of funds to maximize the settlement value for your losses.

A wrongful death attorney can explore other ways to obtain compensation for your losses, including a wrongful death suit.

Family’s Lost Benefits

When determining the value of a wrongful death suit, the court considers the non-economic damages suffered by the victim’s family. Potential losses to the victim’s family include the loss of companionship, guidance, love, and emotional support.

A wrongful death lawyer understands the potential impact on the quality of life of the deceased family members. Although the lost benefits are intangible, a wrongful death attorney can estimate the value of the loss.

Shared Fault

In some cases, the deceased may have had some level of responsibility in the accident that led to their death. When a shared fault exists, it can reduce the family’s compensation.

Depending on the state’s laws where the lawsuit is filed, the settlement may be reduced based on the percentage of fault assigned to the deceased.

A wrongful death attorney understands the shared fault laws in your state and can explain its potential impact on the wrongful death settlement.

Availability of Evidence

The availability and strength of evidence can increase the value of your wrongful death settlement. Solid evidence, such as accident reports, eyewitness testimonies, medical records, and expert opinions, can significantly strengthen the case and increase the chances of a favorable settlement.

Conversely, a lack of strong evidence or contradictory information can weaken the case and potentially reduce the potential payout. An experienced wrongful death attorney can help gather and present the necessary evidence to support your claim.

The Presence of a Skilled Wrongful Death Lawyer

The presence of a skilled wrongful death attorney can change the outlook and settlement value of your claim. They understand the applicable laws and defense strategies that the at-fault party applies.

They also have the skills to negotiate with insurance companies, conduct a thorough investigation, gather compelling evidence, and present a persuasive case in court.

Having a skilled wrongful death attorney by your side can maximize your chances of securing a fair and adequate settlement for the loss of a loved one.

Who Can File a Wrongful Death Claim

Claim for Damage, Injury of Death written on a notepad

A wrongful death claim can be initiated after the death of someone due to negligence, wrongful actions, and misconduct of another person. The law allows only a specific group of people to initiate a wrongful death claim, particularly relatives of the dead.

Here are the different categories of people who may have the legal standing to file a wrongful death claim:

Immediate Family Members

Immediate family members, such as spouses and children, are typically the first individuals who have the right to file a wrongful death claim. They are considered the most closely affected by the loss of their loved one and are often the primary beneficiaries of any potential compensation.

While the definition of immediate family members may differ from state to state, it generally includes spouses, children (biological and adopted), and sometimes grandchildren or stepchildren.

Parents of the Deceased

In certain situations, the parents of the deceased may have the right to file a wrongful death claim. Parents of the deceased are particularly relevant when the deceased was a minor or financially dependent on their parents.

However, this can vary depending on the state, and some jurisdictions may limit the parents’ eligibility to file a claim if the deceased had a surviving spouse or children.

Distant Family Members

When there are no immediate family members available or willing to file a wrongful death claim, distant family members may have the legal right to step in. Depending on the state’s laws, these may include siblings and even grandparents.

A wrongful death attorney understands state laws and can explain the other family members who can file a wrongful death lawsuit.

Legal Representative of the Deceased Person’s Estate

If the deceased had no surviving immediate or distant family members who could file a claim, a legal representative of the deceased person’s estate may have the authority to file a wrongful death lawsuit.

This representative is typically appointed through the probate court and acts on behalf of the estate, pursuing the claim for the benefit of the estate’s beneficiaries.

Types of Damages in a Wrongful Death Settlement

You’re likely to receive a higher settlement value in a wrongful death claim if you understand the types of damages applicable in your case.

The damages in a wrongful death settlement are designed to compensate the surviving family members for the losses they have endured as a result of their loved one’s death.

Here are the various types of damages you can seek in a wrongful death lawsuit:

Medical Expenses

In a wrongful death case, the medical expenses incurred as a result of the injury or illness leading to the death of the victim can be recovered.

Examples of medical expenses you can recover include:

  • Hospital bills
  • Emergency room charges
  • Medication
  • Physicians bills
  • Diagnostic tests
  • Surgical costs

Funeral and Burial Expenses

Although the grief and emotional toll of losing a loved one is overwhelming, funeral and burial expenses can further add to the stress.

However, in a wrongful death lawsuit, you can seek compensation for funeral and burial expenses, ensuring that the financial aspect is taken care of during such a difficult time.

Lost Income and Financial Support

Losing a loved one means losing their financial contributions, which can significantly impact the surviving family members. In a wrongful death settlement, you can seek compensation for the loss of financial support the deceased would have provided over their working years.

Loss of Companionship

The loss of a loved one goes beyond financial considerations. The emotional support, companionship, guidance, and love that the deceased provided are also significant losses.

In a wrongful death lawsuit, you can seek compensation for the loss of companionship that the deceased person provided to the surviving family members.

Pain and Suffering of the Deceased

You can seek pain and suffering damages that the deceased experienced as a result of the accident or medical condition. These damages compensate for the physical pain, emotional distress, and mental anguish that the deceased endured before passing away.

A wrongful death lawyer can use treatment records, images of the injury, psychiatric records, and tax records to prove the pain and suffering the deceased experienced before their death.

Punitive Damages

In cases where the defendant’s conduct was particularly egregious, punitive damages may be available. Punitive damages serve as a form of punishment for the wrongdoing and aim to deter similar behavior in the future.

A judge or jury can award punitive damages in addition to compensatory damages to provide further justice for the wrongful death.

How Can a Wrongful Death Lawyer Help

Legal justice concept with lawyer providing case counseling, mediation, and legal advice.

As you cope with the loss of a loved one, you don’t have to face the legal aspects alone. Enlisting the help of a wrongful death lawyer can provide you with valuable support and guidance throughout your case.

Here are some ways in which a wrongful death attorney can help:

Investigation of the Cause of the Death

A wrongful death attorney will launch a thorough investigation into the cause of your loved one’s death. They will work closely with experts, such as accident reconstructionists and medical professionals, to gather evidence and establish liability.

The findings of the investigation will help build a strong case and prove that negligence or wrongful actions led to the death.

Negotiate with Insurance Companies

After the death of your loved one, insurance companies may try to offer you a quick settlement, hoping you’ll accept without objections. A wrongful death lawyer will use their legal knowledge to evaluate the offer and negotiate for a higher value, if necessary.

A wrongful death attorney will use evidence to prove the extent of your losses and fight to maximize your settlement value.

Represent You in Court

If a settlement cannot be reached through negotiation, a wrongful death lawyer will represent you in court. They will present your case before a judge and jury, advocating for your rights and seeking justice for your loved one.

With their legal knowledge and courtroom experience, they can effectively present evidence, cross-examine witnesses, and argue for the maximum compensation you deserve.

Adhere to Legal Timelines

A wrongful death lawyer will file all necessary paperwork correctly and within the specified deadlines. They are familiar with the statute of limitations, which varies by state and determines the timeframe within which a wrongful death claim can be filed.

By entrusting your case to a wrongful death lawyer, you can have peace of mind knowing that all legal deadlines will be met.

Get the Rightful Compensation With the Help of a Wrongful Death Lawyer

Most wrongful death claims are solved before a jury or a judge. The high trial cost can incentivize the insurance provider to reach an out-of-court settlement.

If you take the first settlement offer, you will likely leave money on the table. However, a wrongful death attorney can assess the settlement offer and advise whether to accept or negotiate for a better deal.

Working with a wrongful death lawyer ensures you understand the value of your losses. They’ll also fight, so you’re fully compensated for the losses associated with the death of a loved one.

Consult a Johnstown personal injury lawyer to get the rightful compensation for your losses.

Schedule a Free Initial Consultation Today!

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