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Filing a Car Accident Claim in Johnstown

Since auto collisions can cause devastating losses to those involved, state law allows injured parties to file claims against the party responsible for their harm. Filing a car accident claim in Johnstown could help you recover financial compensation for your personal and monetary losses stemming from the wreck. By working with a skilled Johnstown vehicle crash attorney, you could ensure you meet all the filing requirements to have a successful claim.

Filing a Claim Versus a Lawsuit

After a vehicle wreck in Johnstown, the injured party may decide to file either a claim or a lawsuit. If a person decides to file a claim, that means he or she must contact the defendant’s insurance company to advise that an accident occurred. This involves presenting evidence from the collision. If the insurance company accepts liability, then the plaintiff and the defendant’s insurance can negotiate an appropriate settlement.

On the other hand, a claimant may decide to file a formal lawsuit instead. This means he or she is filing a complaint in the Court of Common Pleas in the county where the accident occurred or in which the defendant resides. If the wreck occurred in Johnstown, the complaint could be filed with Cambria County. Talking to an experienced attorney could help someone injured in a motor vehicle accident determine whether it would be better to file a claim or a lawsuit.  A lawsuit may be necessary if a claim has been denied by the at-fault driver’s insurance company, or if an out-of-court settlement cannot be achieved.  Further, a case can still be settled even after a formal lawsuit is filed, prior to a trial occurring.

Process for Filing a Car Wreck Claim

The process depends on whether the claimant decided to file a lawsuit or present a claim. If he or she chose to present a claim, his or her attorney would gather the available evidence, present it to the insurance company, and prepare a demand package requesting compensation. From there, the lawyer and the insurance company would begin negotiations in an effort to reach an agreed-upon settlement award.

If a lawsuit is filed, there will be additional steps that do not occur in mere negotiations with an insurance company, such as depositions and independent medical exams.  An attorney could help someone throughout either of these processes.

What Needs to be Included in a Vehicle Accident Claim?

When filing a car crash claim in Johnstown, the prospective plaintiff needs to include his or her damages. If he or she is missing time from work or his or her injury is complicated, he or she may need to have a medical professional prepare a written narrative report that explains how bad the injury is and its impact on the person’s life. Similarly, an economist might be needed in order to quantify the victim’s lost wages and future loss of earning capacity.  This is something with which a dedicated attorney could assist. Attorneys could hire expert witnesses if necessary to ensure the evidence is supported and understandable.

Contact a Johnstown Attorney for Help Filing a Car Accident Claim

A well-practiced attorney knows the best avenue to maximize your recovery and the best approach to do so

If filing a car accident claim in Johnstown, do not attempt to go about it on your own. Our seasoned team at Marcus & Mack could provide reliable guidance to help you reach a favorable resolution to your case. Call today to get started.

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