Attorney Bryan Neiderhiser: During my career, I’ve had many people call me and say that they’ve received an offer of settlement for their injury claim from the insurance company. And one of the questions I’ve been asked is: Why do I need a lawyer?
Well, there are a couple of reasons why I need a lawyer in these circumstances. First, here at Marcus and Mack, we would try to work to increase that offer, develop their case, build their case and maximize their recovery.
But a pitfall that many people who try to do this alone run into is an issue called subrogation. Subrogation is a term that’s used when their health insurance company seeks to get its money reimbursed to it for the bills that they paid for their accident related injuries.
Under the law, there are certain parameters that must be met before the—for those companies to prove that they’re actually entitled to that reimbursement.
We obviously dot all of our i’s and cross our t’s and make those insurance companies prove that they’re in fact entitled to subrogation or reimbursement. Once that’s done, we then negotiate with those insurance companies, with the ultimate goal being of maximizing the amount of the recovery that our clients can actually put in their pockets.
At the end of the day, that’s all that matters, is the amount that they put in their pocket because they are the one that was injured.
If they would like to discuss their case with us, please give us a call. I’d be happy being on the phone with them and discuss their legal rights and options with them.