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What Is the Truck Accident Claim Process
A truck crashed into a tree at night, symbolizing a potential truck accident claim process involving damages.

What Is the Truck Accident Claim Process

If you suffered an injury or lost a loved one in a truck accident, you need a lawyer who understands the truck accident claim process.

Speak with a truck accident lawyer to discuss your legal rights, including the right to financial compensation.

The truck accident claim process generally involves these steps.

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Initial Consultation With Truck Accident Lawyer

During the initial consultation, a truck accident attorney will listen to your accounting of the accident, review any evidence or bills you bring, and explain how their firm handles the truck accident claim process.

Come prepared with any questions and clarify contingency fees with the firm. Most truck accident lawyers require no upfront costs and only get paid if you do. Verify you’re working within that arrangement.

Filing an Insurance Claim for Financial Compensation

Your insurance and the at-fault trucker’s insurance companies must be informed of the accident to initiate your compensation claim. Always allow your lawyer to handle all communications with the insurance companies. They can provide essential details without being derailed by the insurer’s usual tactics to delay or deny a truck accident victim’s claim.

Do not provide a recorded statement to the insurance company. Contact an attorney immediately to determine your next steps if you have already given a recorded statement.

Comprehensive Investigation Into Your Truck Accident Claim

A truck accident attorney will conduct a complete investigation of your claim, such as gathering evidence, interviewing witnesses, working with accident reconstruction experts, and determining liable parties.

Gathering Evidence During the Truck Accident Claim Process

Your lawyer must gather and analyze evidence during the truck accident claim process.

Your lawyer will obtain all relevant reports, photographs, and video evidence, including:

  • Police report
  • Photos of your injuries immediately following the accident
  • Pictures of the crash scene and vehicle damage
  • Security video footage of the accident scene
  • Dashcam video footage
  • Residential surveillance video footage
  • Commercial surveillance video footage

Your attorney will also collect evidence from the truck company during the discovery process.

Evidence used to determine fault and prove commercial trucking negligence includes:

  • Black Box Data: Large commercial trucks are equipped with black boxes that record pertinent information that can help prove negligence. For example, they record the truck’s speed at the time of the accident, and when (or if) the driver applied brakes.
  • Electronic Logging Device Data: These devices will tell your attorney how long the truck driver operated the vehicle without a break. The Federal Motor Carrier Safety Administration (FMCSA) has hours-of-service regulations that designate driving limits and mandatory break times. Electronic logging device data can prove FMCSA violations.
  • Inspection and Maintenance Records: Trucking companies must get routine inspections and make necessary repairs while maintaining regular truck maintenance. Sometimes, companies cut corners that will reflect on the reports and prove negligence and liability.

During claims litigation, your lawyer may obtain the truck driver’s Department of Transportation (DOT) driving record, medical examiner certificates, and the trucking company’s driver test results. The results can prove things like alcohol or drug intoxication, making the company negligent and liable for the accident.

Interviewing Witnesses

An experienced truck accident lawyer will locate key eyewitnesses from the accident scene and secure statements that may help establish negligence and liability in your truck accident claim.

Reconstructing Accident Scene

Truck accident lawyers work with accident reconstruction experts to recreate the scene of your accident using technology, including 3D laser scanning, scene diagramming, and 3D animations. The process allows them to pinpoint crucial moments that establish negligence and liability.

Determine Liable Parties

Depending on the cause of the accident, negligence may be assigned to one or more parties in a truck accident case.

Possible liable parties include:

  • Truck driver
  • Commercial trucking company
  • Truck manufacturer
  • Parts manufacturer
  • Cargo loader

Your lawyer will communicate and negotiate with all liable insurance companies because multiple negligent parties may cause a truck accident. Always refer the insurance company to your attorney and tell them you’ve been advised of your right not to speak with them.

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Hiring Experts

Depending on the circumstances of your truck accident claim, your lawyer may hire experts to analyze and objectively review the evidence.

Attorneys work with experts such as:

  • Medical experts
  • Truck engineering experts
  • Vocational experts
  • Highway safety experts
  • Mental health experts

Having expert testimony conveying the severity of your injuries, the status of your mental health since the accident, and the negligence of the truck driver and trucking company ensures maximum compensation.

Determining Accident-Related Damages

Determining accident-related losses and valuing damages involves documenting physical, mental, and financial injuries.

For example:

  • Medical bills
  • Lost income
  • Property damages (vehicle and personal property)
  • Pain and suffering
  • Mental anguish

Loss of consortium is a non-economic damage commonly associated with wrongful death truck accident claims. It encapsulates the loss of companionship, love, guidance, and protection from the decedent.

If your loved one’s death resulted from a truck accident, speak with an attorney immediately. They will alleviate the stress of navigating the legal process while you are mourning and processing your grief.

Sending a Demand Letter

If the insurance companies refuse to cooperate, your truck accident attorney will send a demand letter to start negotiations between the two parties.

An investigator in a safety vest takes notes at the scene of a truck accident for a claim investigation.

It will outline:

  • Details of the accident
  • List of all injuries, damages, and losses
  • Provide evidence of the truck driver or company’s liability

On receiving the demand letter, they will either agree to the demands, deny your request, or negotiate with your attorney.

Negotiating an Insurance Settlement

Negotiating a settlement with the liable insurance company can involve more than one round of negotiations. The first offer is almost always rejected, as the insurer is known to send lowball offers first to get away with paying as little as possible.

Your case will settle if your attorney, with your consent, and the insurers, agree on final compensation.

Filing a Lawsuit and Going Through the Discovery Process

Your attorney will file a lawsuit if they cannot agree on a settlement. Then, they will begin the discovery process, collecting evidence from the trucking company and begin pre-trial motions.

Lawyers also send requests for productions and interrogatories during the discovery process and schedule depositions.

Resolving Your Case

After meeting discovery goals, parties may be better equipped to revisit negotiations and agree on a final compensation. Most truck accident claims settle without going to trial. However, if you’re in the minority, your truck accident lawyer will represent you in court. Ask your attorney about the probability of trial.

Consult a Truck Accident Attorney Today

Schedule a free consultation with a personal injury attorney to discuss the details of your case, protect your legal rights, and determine eligible financial compensation.

Schedule a Free Initial Consultation Today!

Come And Visit Our Offices

Marcus & Mack

Marcus & Mack
N/a
57 S 6th Street,
The Mitchell House

Indiana PA   15701
1216 11th Ave
Suite 219

Altoona PA   16601
108 West Beaver Avenue,
Suite 203

State College PA  16801
334 Budfield St,
#132

Johnstown PA  15904
12 West Long Ave.
Suite 203

DuBois PA  15801