DoorDash is one of the largest food delivery companies in the country, delivering thousands of meals everyday right to the customer’s home. Although app-based delivery provides a convenient service, the business model poses some risks for Door Dash drivers and for others who might get into a wreck with a delivery driver rushing to deliver orders on time.
If an accident with a DoorDash driver left you injured, or you were hurt in an accident while driving for the company, talking to a State College vehicle accident attorney could be beneficial. A State College DoorDash accident lawyer could sort out the liability issues and fight to get you the compensation you deserve.
How Does DoorDash Treat Drivers After an Accident?
In a typical car accident case involving a driver who is working at the time of the crash, the driver’s employer has vicarious liability if his or her employee was negligent. Anyone who was injured due to the employee’s negligence could potentially access the employer’s commercial insurance to cover his or her damages.
DoorDash drivers are often considered independent contractors who use their own vehicles for deliveries. This means that the rule of vicarious liability may not apply. DoorDash rules require drivers to carry liability insurance, but Pennsylvania minimum coverage limits are only $15,000 for bodily injury to one person and $30,000 for bodily injury to two or more people. A driver’s policy might not be adequate to cover an injured person’s damages in the event of a wreck.
Drivers working for DoorDash are also not paid an hourly wage. The number of deliveries they make determines their compensation. This policy could encourage DoorDash drivers to speed, drive carelessly, drive while distracted or fatigued, or take other risks to boost their income. An State College attorney could determine whether a delivery driver’s negligence caused a crash, but even if so, the insurance might not be sufficient cover the injured person’s damages.
Available Coverage During DoorDash Delivery
DoorDash provides its drivers with $1,000,000 liability insurance to supplement their personal coverage in the event of an accident that happens while a driver is actually engaged in making a delivery, meaning the product is in his or her car. This policy would not cover a DoorDash vehicle that is on the way to a restaurant to pick up a product to deliver.
In addition, the coverage is only available for personal injuries and property damage suffered by third parties. If the DoorDash driver is injured or the car damaged, he or she cannot access this coverage. However, anyone involved in an accident with a DoorDash driver could make a claim against the coverage if the Door Dash driver’s personal coverage is inadequate to pay his or her damages.
Despite the availability of this policy, DoorDash will attempt to avoid paying claims against it. A seasoned accident lawyer in State College could aggressively pursue all sources of insurance coverage that might provide funds to compensate the plaintiff for his or her injuries, including DoorDash’s commercial policy.
Statute of Limitations in State College
Each state has statutes of limitation that describe how long a party has to file a lawsuit. According to 42 P.S. §5524, someone seeking damages for personal injuries must file suit within two years of the accident.
Injured people benefit from consulting with a local attorney as soon as possible after a DoorDash accident. A legal professional could begin collecting evidence immediately, handle communication with insurers, and make sure to meet important deadlines.
Entrust a DoorDash Accident Claim to a State College Attorney
Recovering from a car crash can be traumatic and stressful in any circumstance, but even more so if an involved driver does not have adequate insurance to reimburse your damages. Unfortunately, unless a DoorDash driver was actually making a delivery when he or she injured you, it could be difficult to get appropriate compensation for your injury.